Binance has 10 fee tiers (Regular plus VIP1 to VIP9), and moving up takes both 30-day volume and a BNB balance: VIP1 is 1M USD spot or 5M USD futures volume plus 5 BNB, so volume without the BNB will not change your tier. VIP1 pays the same taker fee as a regular user; taker orders only get cheaper from VIP2 on futures and VIP3 on spot, and tiers update daily at 08:00 UTC. Under Binance's official rules, referral rebates only apply from Regular to VIP2 and stop at VIP3 and above (checked 2026-10-22).
This guide covers Binance's full official tier table, how much BNB each tier needs, the three routes to VIP (Trader, Holder and Borrower), when tiers update, and what you actually pay once VIP, the BNB discount and a fee rebate are combined. Before you reach VIP2, signing up with referral code FEEOTTER gets you a 40% rebate, which cuts the effective futures taker fee from 0.05% to 0.03%, lower than the 0.04% a VIP2 pays without a rebate.
Key points
- Two conditions to level up: the Trader route needs 30-day volume plus a daily average BNB balance. VIP1 is 1M USD spot or 5M USD futures, plus 5 BNB.
- BNB thresholds: 5 BNB for VIP1, 25 for VIP2 and 100 for VIP3. At about 738.89 USDT per BNB on 2026-10-22, that is roughly 3,694, 18,472 and 73,889 USDT.
- VIP1 and VIP2 mostly cut maker fees: the spot taker fee stays at 0.100% through VIP2; the futures taker fee is still 0.050% at VIP1 and drops to 0.040% at VIP2.
- Volume isn't the only route: holding 100,000 USDT in assets (Holder) or borrowing 100,000 USDT (Borrower) can also get you VIP; if you're already a VIP elsewhere, Fee Otter support can request a Binance VIP tier trial for you.
- Updated daily at 08:00 UTC; BNB is measured as the average holding over the previous day (00:00–24:00), and sub-accounts count.
- VIP and rebates stack up to VIP2: the rebate is calculated on the fees you actually pay, so a lower VIP rate still earns a rebate; from VIP3, Binance stops paying referral commission and the rebate stops too.
Binance VIP tier table: thresholds, spot and futures fees
Spot figures come from the Binance fee page, checked 2026-10-22 and unchanged from September. USDⓈ-M futures rates were read on 2026-09-28 from the official public endpoint behind Binance's futures fee page; on 2026-10-22 the futures table only showed after login, so it couldn't be re-read, but the VIP1–3 futures volume and BNB thresholds match Binance's 2026-03-18 announcement. Futures rates are for USDT-margined perpetuals.
| Tier | 30-day spot volume (USD) | 30-day futures volume (USD) | BNB balance | Spot maker / taker | USDⓈ-M futures maker / taker |
|---|---|---|---|---|---|
| Regular | < 1M | < 5M | ≥ 0 | 0.100% / 0.100% | 0.020% / 0.050% |
| VIP1 | ≥ 1M | ≥ 5M | ≥ 5 | 0.090% / 0.100% | 0.018% / 0.050% |
| VIP2 | ≥ 5M | ≥ 10M | ≥ 25 | 0.080% / 0.100% | 0.016% / 0.040% |
| VIP3 | ≥ 20M | ≥ 50M | ≥ 100 | 0.040% / 0.060% | 0.012% / 0.032% |
| VIP4 | ≥ 75M | ≥ 600M | ≥ 500 | 0.040% / 0.052% | 0.010% / 0.030% |
| VIP5 | ≥ 150M | ≥ 1B | ≥ 1,000 | 0.025% / 0.031% | 0.008% / 0.027% |
| VIP6 | ≥ 400M | ≥ 2.5B | ≥ 1,750 | 0.020% / 0.029% | 0.006% / 0.025% |
| VIP7 | ≥ 800M | ≥ 5B | ≥ 3,000 | 0.019% / 0.028% | 0.004% / 0.022% |
| VIP8 | ≥ 2B | ≥ 12.5B | ≥ 4,500 | 0.016% / 0.025% | 0.002% / 0.020% |
| VIP9 | ≥ 4B | ≥ 25B | ≥ 5,500 | 0.011% / 0.023% | 0.000% / 0.017% |
List rates before any BNB discount; Binance's live pages prevail.
Four things to keep in mind when reading the table:
- "and", not "or": the spot table header says "30D Trade Volume (USD) and/or BNB Balance", but every row from VIP1 to VIP9 reads "≥ X USD and ≥ Y BNB"; only the Regular row uses "or". Binance's VIP guide also lists a daily average BNB balance as a requirement of the Trader route.
- Spot and futures are two separate ladders: futures thresholds are higher (5× spot at VIP1, 2× at VIP2), and meeting either one (plus BNB) is enough. Binance states that "VIP fees and benefits gained from any VIP program will apply universally to all Binance products", so a tier earned through spot volume also applies to futures.
- What counts as volume: spot volume includes Spot, Margin, Convert, Copy Trading and Trading Bots; futures volume includes USDⓈ-M and COIN-M futures.
- One official page still shows old numbers: the Trader section of How to Become a Binance VIP? (updated 2026-05-20) still says 5M USD spot or 15M USD futures, while the summary table on the same page, the fee page, and Binance's 2026-03-18 announcement cutting the VIP1 futures threshold from 15M to 5M all match this table. Go by the fee page.
For the difference between maker and taker, see Maker vs taker fees explained.
How much BNB each tier needs, and fees after the BNB discount
BNB thresholds are from Binance's fee page, valued at about 738.89 USDT per BNB on Binance's BNB/USDT market on 2026-10-22. Spot rates after the discount are the fee page's "BNB 25% off" column; futures rates are our own calculation from the official 10% discount.
| Tier | Daily average BNB | Approx. USDT | Spot maker / taker with BNB | USDⓈ-M futures maker / taker with BNB |
|---|---|---|---|---|
| Regular | 0 | 0 | 0.075% / 0.075% | 0.018% / 0.045% |
| VIP1 | 5 | about 3,694 | 0.0675% / 0.075% | 0.0162% / 0.045% |
| VIP2 | 25 | about 18,472 | 0.060% / 0.075% | 0.0144% / 0.036% |
| VIP3 | 100 | about 73,889 | 0.030% / 0.045% | 0.0108% / 0.0288% |
| VIP4 | 500 | about 369,445 | 0.030% / 0.039% | 0.009% / 0.027% |
| VIP5 | 1,000 | about 738,890 | 0.01875% / 0.02325% | 0.0072% / 0.0243% |
| VIP6 | 1,750 | about 1,293,058 | 0.015% / 0.02175% | 0.0054% / 0.0225% |
| VIP7 | 3,000 | about 2,216,670 | 0.01425% / 0.021% | 0.0036% / 0.0198% |
| VIP8 | 4,500 | about 3,325,005 | 0.012% / 0.01875% | 0.0018% / 0.018% |
| VIP9 | 5,500 | about 4,063,895 | 0.00825% / 0.01725% | 0.000% / 0.0153% |
The BNB price moves every day, so the USDT column only gives a sense of scale. Holding BNB also carries price risk: buying BNB to level up is an investment in its own right.
Three routes to VIP: volume isn't the only way
In How to Become a Binance VIP?, Binance lists several VIP sub-programs; the three below depend only on your own volume, assets or borrowing, and meeting any one of them gives you a VIP tier:
| Route | Minimum requirement (VIP1) | Daily average BNB | Validity (as stated) |
|---|---|---|---|
| Trader VIP | 30-day volume of 1M USD spot, 5M USD futures or 200,000 USD OTC | ≥ 5 BNB | Updated daily |
| Holder VIP | 100,000 USDT average assets over 30 days, or 100,000 USDT the previous day | ≥ 5 BNB | Ongoing |
| Borrower VIP | 100,000 USDT average borrowing over 30 days (Crypto Loans, VIP Loans; margin liabilities counted at 0.2×) | ≥ 25 BNB | Updated daily |
Holder: assets alone can get you to VIP1
The Holder route counts assets across your Spot, Funding, Margin, Futures, Options and Alpha accounts. Binance's VIP update of 2026-03-18 extended the Holder program through VIP9 and counts BNB and Alpha account assets toward total holdings (Binance press release). For someone who trades little but keeps 100,000 USDT or more on the exchange, it is the most direct path, though it still needs a 5 BNB daily average. The official guide only lists the VIP1 minimum and doesn't publish Holder thresholds for each tier.
Borrower: 25 BNB required
The Borrower route uses your 30-day average borrowing, and margin liabilities count at only 0.2×, so 100,000 USDT borrowed on margin counts as 20,000. This route asks for 25 BNB, more than the others.
If you qualify under several routes, Binance says "your VIP level will reflect the highest level you meet": you get the best tier you reach, and the routes don't cancel each other out.
Already a VIP elsewhere: let us talk to Binance
Binance also runs an invitation-based program (Invited VIP) for large traders from other platforms; it doesn't require BNB, but the upgrade is time-limited. The official guide mentions 1M USD spot or 5M USD futures in 30-day volume on another platform for a two-month VIP+1 upgrade. If you're already a VIP on another exchange or trade in size, contact Fee Otter support: we work directly with Binance's official team to request a VIP tier trial or other perks for you. The tier and duration you actually get are up to Binance.
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